Homeowners Insurance? - Frisco-Online Forums

PBTX · 06-19-2012, 03:28 PM

Ours went up by 31% since last year, we're with Geico right now (and cars too).

I assume that the increase was because of the recent storms and damages in the area, however we never filed a claim.

Any insurances you could suggest?

I tried the insurance program through Costco but they wouldn't accept me because we have a trampoline on our property...

TIA

SJMM · 06-20-2012, 08:52 AM

After several rate increases on home & auto (with no claims) I shopped around. Found the best rate with Safeco. Here's the agent I use, if you're interested. He's good about finding us the best rates, but I did look outside of their agency just to make sure I was getting the best rates possible for the coverage we wanted (including Costco, AAA, etc.).

Darren Jenkins @ Bollom & Parker Insurance
djenkins@bpinsurance.com
972-377-2126

Good luck.

ETA: We also have a trampoline, which insurance is aware of, and it's never been an issue.

Nelson · 06-20-2012, 05:16 PM

We switched our homeowners (and other insurance too) to Amica, and are very happy with their service.

lucas mccain · 06-20-2012, 06:50 PM

An insurance agent friend of mine said to start preparing for rate increases across all insurance companies due to the recent storms in Texas.

Brian · 07-03-2012, 02:43 PM

What do you expect when houses burn every storm. It doesn't matter what class the FD is

Eagle_rc · 07-03-2012, 10:48 PM

Just increased my liabiliy from 300k to 1m per incident. Only went up 35 per year at usaa. Got to love them!

3dogmary · 07-06-2012, 10:51 PM

Quote:

Originally Posted by Eagle_rc

Just increased my liabiliy from 300k to 1m per incident. Only went up 35 per year at usaa. Got to love them!

Raising liability never increases the price dramatically. I encourage people to do it all the time and they usually surprised. You may want to consider an umbrella policy

LillianAxe · 07-07-2012, 09:44 AM

Mine went up 40% with GEICO. Never filed a claim. Will be shopping around..

ThisCharmingMan · 07-08-2012, 06:36 AM

Been very happy with Fullerton Yates Insurance. 214-619-4200

They represent multiple companies, are honest and straightforward people.

HeeHaw · 07-10-2012, 09:34 AM

Quote:

Originally Posted by Eagle_rc

Just increased my liabiliy from 300k to 1m per incident. Only went up 35 per year at usaa. Got to love them!

Switching away from USAA here. They are vastly overinsuring the property and the cost has become astronomical, even with a 2% wind deductible, which is pretty much useless except in cases of complete loss.

Still shopping.